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XYF Shariah Compliance
Screening Methodology: AAOIFI
NOT HALAL
Last Updated: May 11, 2026
Report Source: 2025 Annual Report
X Financial. Stock Analysis XYF
United States Financials Micro Cap Report: X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The firm is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The firm's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The firm is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The firm primarily conducts its businesses in domestic market.
Read More X Financial (XYF) Chart
Key Statistics of X Financial (XYF)
Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.
Today's Range
Today's Open
$4.72Volume
47.16KP/E Ratio (TTM)
0.8652 Week Range
Market Cap
180.26MAvg. Volume
125.06KDividend Yield
-Financial Metrics & Statements of X Financial (XYF)
FAQ's for X Financial (XYF)
- According to Musaffa’s Shariah screening methodology, X Financial (XYF) is currently classified as NOT HALAL as of May 2026. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.
- A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes X Financial using these criteria to determine its compliance status.
- Muslim investors may consider investing in X Financial if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
- Musaffa determines the Shariah status of X Financial by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
- The Shariah compliance status of X Financial may be updated periodically when new financial statements, earnings reports, or business activity information become available.
- Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
- You can check the latest Shariah compliance status of X Financial on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.