Is Upstart Holdings Inc halal to invest in?

As of July 2026, Upstart Holdings Inc UPST is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.

Is Upstart Holdings Inc a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Upstart Holdings Inc using these criteria to determine its compliance status.

Can Muslims buy shares of Upstart Holdings Inc?

Muslim investors may consider investing in Upstart Holdings Inc if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is Upstart Holdings Inc classified as NOT HALAL?

Musaffa determines the Shariah status of Upstart Holdings Inc by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for Upstart Holdings Inc updated?

The Shariah compliance status of Upstart Holdings Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like Upstart Holdings Inc become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of Upstart Holdings Inc?

You can check the latest Shariah compliance status of Upstart Holdings Inc on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

UPST Shariah Compliance

Screening Methodology: AAOIFI

As of July 2026, Upstart Holdings Inc is classified as not halal.

NOT HALAL

Report Source: 2026 1st Quarter Report

Upstart Holdings Inc. Stock Analysis UPST

United States Financials Mid Cap Report: Q1, 2026

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.

Key Statistics of Upstart Holdings Inc (UPST)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

$26.34$27.68

Today's Open

$27.53

Volume

3.65M

P/E Ratio (TTM)

48.09

52 Week Range

$23.97$87.30

Market Cap

2.62B

Avg. Volume

3.83M

Dividend Yield

Financial Metrics & Statements of Upstart Holdings Inc (UPST)

Super Investors Invested in Upstart Holdings Inc (UPST)

FAQ's for Upstart Holdings Inc (UPST)

As of July 2026, Upstart Holdings Inc UPST is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Upstart Holdings Inc using these criteria to determine its compliance status.
Muslim investors may consider investing in Upstart Holdings Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
Musaffa determines the Shariah status of Upstart Holdings Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
The Shariah compliance status of Upstart Holdings Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
You can check the latest Shariah compliance status of Upstart Holdings Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.