OptimumBank Holdings Inc OPHC
$9.30 $0.08 (0.87%) 1D
Last Updated: Aug 21, 12:00 AM·XASE
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OPHC Shariah Compliance
Screening Methodology: AAOIFI
As of August 2026, OptimumBank Holdings Inc is classified as not halal.
NOT HALAL
Report Source: undefined Quarter Report
OptimumBank Holdings Inc. Stock Analysis OPHC
United States Financials Micro Cap OptimumBank Holdings, Inc. engages in offering a variety of community banking services to individual and corporate customers through its subsidiary, OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 98 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.
OptimumBank Holdings Inc (OPHC) Chart
Financial Metrics & Statements of OptimumBank Holdings Inc (OPHC)
FAQ's for OptimumBank Holdings Inc (OPHC)
- As of August 2026, OptimumBank Holdings Inc OPHC is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
- A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes OptimumBank Holdings Inc using these criteria to determine its compliance status.
- Muslim investors may consider investing in OptimumBank Holdings Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
- Musaffa determines the Shariah status of OptimumBank Holdings Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
- The Shariah compliance status of OptimumBank Holdings Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
- Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
- You can check the latest Shariah compliance status of OptimumBank Holdings Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.