Lake Ridge Bancorp Inc. Stock Analysis LRBI

Lake Ridge Bancorp, Inc. is a holding company, which engages in the provision of banking, financial and wealth management. The Bank offers a full range of business and personal financial services, including business, real estate, agricultural, and consumer lending, crop insurance, wealth management and financial advisory services. The Bank operates as a full-service financial institution, with a primary market area, including Dane County, Rock County, Sauk County and Green County, Wisconsin. Its commercial real estate loans are primarily secured by office and industrial buildings, warehouses, small retail shopping facilities, and various special purpose properties, including hotels and restaurants. Its construction and land development loans are secured by vacant land and/or property that are in the process of improvement. Its other commercial loans include general agricultural loans, primarily for working capital, asset acquisition and other business reasons. Its multifamily loans include loans to finance nonfarm properties.