No. As of September 2026, Heartland Financial USA Inc (HTLF) is classified as NOT HALAL by Musaffa under its AAOIFI-based Shariah screening methodology. Heartland Financial USA Inc does not pass Musaffa's business and financial screening criteria.
Heartland Financial USA, Inc. operates as a bank holding company, which provides commercial banking services. The company is headquartered in Denver, Colorado and currently employs 1,725 full-time employees. The firm conducts its banking business through multiple independently branded divisions in the states of Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Montana, New Mexico, Texas, and Wisconsin. The principal business of its Banks consists of making loans to and accepting deposits. Its Banks provide a range of commercial, small business and consumer banking services to businesses, including public sector and non-profit entities, and to individuals. The company provides multiple service delivery channels, including online banking, mobile/remote banking, and telephone banking. Its Banks provide a suite of banking products and services comprised of deposit and credit offerings, with treasury management, wealth management and retirement plan services. Its primary lines of business include commercial banking, small business banking, agricultural banking, residential real estate mortgage lending, and others.
Heartland Financial USA Inc HTLF
$64.67 $2.01 (3.01%) 1D
Last Updated: Jan 31, 12:00 AM·BE
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HTLF Shariah Compliance
Screening Methodology: AAOIFI
As of September 2026, Heartland Financial USA Inc is classified as not halal.
NOT HALAL
Report Source: undefined Quarter Report
Heartland Financial USA Inc (HTLF) Chart
Financial Metrics & Statements of Heartland Financial USA Inc (HTLF)
FAQ's for Heartland Financial USA Inc (HTLF)
As of September 2026, Heartland Financial USA Inc HTLF is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Heartland Financial USA Inc using these criteria to determine its compliance status.
Muslim investors may consider investing in Heartland Financial USA Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
Musaffa determines the Shariah status of Heartland Financial USA Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
The Shariah compliance status of Heartland Financial USA Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
You can check the latest Shariah compliance status of Heartland Financial USA Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.