Is Citizens & Northern Corp halal to invest in?

According to Musaffa's Shariah screening methodology, Citizens & Northern Corp (CZNC) is currently classified as NOT HALAL as of March 2026. The classification is based on an evaluation of the company's business activities and financial ratios to determine whether it meets Islamic investment guidelines.

Is Citizens & Northern Corp a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Citizens & Northern Corp using these criteria to determine its compliance status.

Can Muslims buy shares of Citizens & Northern Corp?

Muslim investors may consider investing in Citizens & Northern Corp if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is Citizens & Northern Corp classified as NOT HALAL?

Musaffa determines the Shariah status of Citizens & Northern Corp by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for Citizens & Northern Corp updated?

The Shariah compliance status of Citizens & Northern Corp may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like Citizens & Northern Corp become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of Citizens & Northern Corp?

You can check the latest Shariah compliance status of Citizens & Northern Corp on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

CZNC Shariah Compliance

Screening Methodology: AAOIFI

NOT HALAL

Last Updated: March 10, 2026

Report Source: 2025 Annual Report

Analyst's Ratings for Citizens & Northern Corp (CZNC)

Based on 6 analysts giving stock ratings to Citizens & Northern Corp in the past 3 months

Strong
SellSellHoldBuyStrong
Buy

Strong Buy

Buy

Hold

Sell

Strong Sell

Citizens & Northern Corp. Stock Analysis CZNC

United States Financials Small Cap Report: 2025 Annual

Citizens & Northern Corp. is a holding company, which engages in community banking. The company is headquartered in Wellsboro, Pennsylvania and currently employs 460 full-time employees. The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. The company also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is an insurance agency that provides insurance products to individuals and businesses and, through a broker-dealer arrangement, offers mutual funds, annuities, educational savings accounts and other investment products through registered agents. The Bank operates in Bradford, Cameron, Lycoming, Potter, Sullivan, Tioga, Union, Snyder, Northumberland, Bucks, York, Lancaster and Chester Counties in Pennsylvania and Steuben and Chemung Counties in New York.

Key Statistics of Citizens & Northern Corp (CZNC)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

$20.20$21.43

Today's Open

$20.79

Volume

61.46K

P/E Ratio (TTM)

15.85

52 Week Range

$18.02$24.12

Market Cap

389.37M

Avg. Volume

36.33K

Dividend Yield

4.39%

Financial Metrics & Statements of Citizens & Northern Corp (CZNC)

FAQ's for Citizens & Northern Corp (CZNC)

According to Musaffa’s Shariah screening methodology, Citizens & Northern Corp (CZNC) is currently classified as NOT HALAL as of March 2026. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.