Cornerstone Bancorp Inc. Stock Analysis CNBP

Cornerstone Bancorp, Inc. operates as a bank holding company. The Company, through its subsidiary, Cornerstone National Bank & Trust Company (the Bank) provides a variety of financial services to individuals and businesses in the Chicago metropolitan area. The Bank's primary deposit products are demand deposits, savings, money market, and term certificate accounts. Its primary lending products are residential mortgages and refinances, home equity loans, construction financing, vehicle loans and personal loans. Its personal online services include online banking, mobile banking, bill pay and quicken. The Bank's business depository accounts include business checking account, business money market account and certificate of deposits for business. Its business lending includes lines of credit, equipment loans, commercial mortgages, letters of credit, construction financing for business, multi-family mortgages, association loans, manufacturers & wholesalers, real estate construction loans, others.