Ballston Spa Bancorp Inc BSPA
$82.92
Last Updated: Aug 14, 12:00 AM·OOTC
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Ballston Spa Bancorp Inc. Stock Analysis BSPA
United States Financials Micro Cap Ballston Spa Bancorp, Inc. is a bank holding company, which engages in the provision of personal and commercial banking services. The company is headquartered in Ballston Spa, New York and currently employs 135 full-time employees. The Bank is a full-service community commercial bank engaging in a full line of retail, commercial, residential and private-wealth services. The company operates 21 full-service branches across Albany, Greene, Saratoga, and Schoharie Counties in New York State. The company is engaged in offering a selection of deposit instruments, including non-interest-bearing demand deposits (such as checking accounts), interest-bearing demand accounts (such as NOW accounts), savings accounts, money market accounts and certificates of deposit. Its loan portfolio is segmented into residential real estate mortgages, commercial and consumer loans. Commercial loans consist of commercial real estate and other commercial loans. Consumer loans include home equity and junior liens, and other consumer loans. The company offers wealth management solutions providing ongoing advice and supervision of the customer's assets and investments.
Ballston Spa Bancorp Inc (BSPA) Chart
Financial Metrics & Statements of Ballston Spa Bancorp Inc (BSPA)
FAQ's for Ballston Spa Bancorp Inc (BSPA)
- As of August 2026, Ballston Spa Bancorp Inc BSPA is classified as not covered according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
- A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Ballston Spa Bancorp Inc using these criteria to determine its compliance status.
- Muslim investors may consider investing in Ballston Spa Bancorp Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
- Musaffa determines the Shariah status of Ballston Spa Bancorp Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
- The Shariah compliance status of Ballston Spa Bancorp Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
- Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
- You can check the latest Shariah compliance status of Ballston Spa Bancorp Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.