Is Bank of The James Financial Group, Inc halal to invest in?

According to Musaffa's Shariah screening methodology, Bank of The James Financial Group, Inc (BOTJ) is currently classified as NOT HALAL as of April 2026. The classification is based on an evaluation of the company's business activities and financial ratios to determine whether it meets Islamic investment guidelines.

Is Bank of The James Financial Group, Inc a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Bank of The James Financial Group, Inc using these criteria to determine its compliance status.

Can Muslims buy shares of Bank of The James Financial Group, Inc?

Muslim investors may consider investing in Bank of The James Financial Group, Inc if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is Bank of The James Financial Group, Inc classified as NOT HALAL?

Musaffa determines the Shariah status of Bank of The James Financial Group, Inc by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for Bank of The James Financial Group, Inc updated?

The Shariah compliance status of Bank of The James Financial Group, Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like Bank of The James Financial Group, Inc become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of Bank of The James Financial Group, Inc?

You can check the latest Shariah compliance status of Bank of The James Financial Group, Inc on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

BOTJ Shariah Compliance

Screening Methodology: AAOIFI

NOT HALAL

Last Updated: April 01, 2026

Report Source: 2025 Annual Report

Bank of The James Financial Group, Inc. Stock Analysis BOTJ

United States Financials Micro Cap Report: 2025 Annual

Bank of the James Financial Group, Inc. is a bank holding company, which engages in the provision of general retail and commercial banking services. The company is headquartered in Lynchburg, Virginia. The company went IPO on 2000-07-14. Bank of the James is operating as a community bank. The Bank is engaged in a general retail and commercial banking business. The company serves individuals, small and medium-sized businesses and professionals in Central Virginia. The Bank's services include personal, business & online banking, loans, and investments. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.

Key Statistics of Bank of The James Financial Group, Inc (BOTJ)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

$22.66$23.25

Today's Open

$23.04

Volume

14.05K

P/E Ratio (TTM)

11.56

52 Week Range

$13.00$29.79

Market Cap

106.27M

Avg. Volume

12.36K

Dividend Yield

1.74%

Financial Metrics & Statements of Bank of The James Financial Group, Inc (BOTJ)

FAQ's for Bank of The James Financial Group, Inc (BOTJ)

According to Musaffa’s Shariah screening methodology, Bank of The James Financial Group, Inc (BOTJ) is currently classified as NOT HALAL as of April 2026. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.