Fincera, Inc. engages in the provision of web-based financing and ecommerce services for small and medium-sized businesses and individuals in China. The company is headquartered in San Diego, California and currently employs 1,285 full-time employees. The company went IPO on 2008-03-28. The firm focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The firm's segments consist of Internet-Based Financial and e-Commerce Services and Property Lease and Management. The Internet-based products are CeraPay and CeraVest. CeraVest is a peer-to-peer lending platform, through which the Company offers SMBs. Through CeraVest, the Company offers three types of financing services with different terms and payment schedules for borrowers and offers three corresponding investment products for investors, 30-day lines of credit transactions, 180-day term loans and installment loans. CeraPay is the Company's credit product that processes and settles transactions between borrowers and merchants. The Property lease and management business that leases out office space.
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As of August 2026, Fincera Inc YUANF is classified as not covered according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Fincera Inc using these criteria to determine its compliance status.
Muslim investors may consider investing in Fincera Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
Musaffa determines the Shariah status of Fincera Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
The Shariah compliance status of Fincera Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
You can check the latest Shariah compliance status of Fincera Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.