Ujjivan Small Finance Bank Ltd. Stock Analysis UJJIVANSFB.NS

Ujjivan Small Finance Bank Ltd. provides banking services. The firm operates through three segments: Treasury, Retail Banking and Corporate/ Wholesale Segments. The Treasury segment consists of net interest earnings from the Company’s investment portfolio, money market borrowing and lending, gains or losses on investment operations and income from the sale of priority sector lending certificates (PSLC). The Retail Banking segment serves retail customers through a branch network and other delivery channels. Retail Banking includes lending to and deposits from retail customers. The Wholesale Banking segment provides loans to Corporates and Financial Institutions. Its asset products comprise loans to its micro banking customers that include group loans and individual loans, home improvement loans, and personal loans. The company offers savings accounts, current accounts and a variety of deposit accounts. The company also offers life insurance, health insurance, and general insurance.