Union Bank of the Philippines. Stock Analysis UBP.PM

Union Bank of the Philippines engages in the provision of financial and banking services. The Bank’s segment includes Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Treasury Banking, and Trust and Insurance. Consumer Banking segment handles individual customer deposits, funds transfer facilities, and provides consumer type loans, such as personal loans and credit card facilities. Institutional Banking segment handles loans and other credit facilities and deposit and current accounts for corporate, institutional, and small and medium enterprises. Mass Market/Digital Banking segment provides a range of mass market financial products and services, such as salary loans, pension loans, and seafarer loans. Digital Banking offers retail financial products, including deposits and loans. Treasury Banking segment manages the Bank’s liquidity and funding requirements. Trust and Insurance segment handles trust, asset management and fiduciary services.