Is SBI Cards and Payment Services Ltd halal to invest in?

According to Musaffa's Shariah screening methodology, SBI Cards and Payment Services Ltd (SBICARD.NS) is currently classified as NOT HALAL as of February 2026. The classification is based on an evaluation of the company's business activities and financial ratios to determine whether it meets Islamic investment guidelines.

Is SBI Cards and Payment Services Ltd a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes SBI Cards and Payment Services Ltd using these criteria to determine its compliance status.

Can Muslims buy shares of SBI Cards and Payment Services Ltd?

Muslim investors may consider investing in SBI Cards and Payment Services Ltd if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is SBI Cards and Payment Services Ltd classified as NOT HALAL?

Musaffa determines the Shariah status of SBI Cards and Payment Services Ltd by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for SBI Cards and Payment Services Ltd updated?

The Shariah compliance status of SBI Cards and Payment Services Ltd may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like SBI Cards and Payment Services Ltd become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of SBI Cards and Payment Services Ltd?

You can check the latest Shariah compliance status of SBI Cards and Payment Services Ltd on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

SBICARD.NS Shariah Compliance

Screening Methodology: AAOIFI

NOT HALAL

Last Updated: February 13, 2026

Report Source: 2026 3rd Quarter Report

SBI Cards and Payment Services Ltd. Stock Analysis SBICARD.NS

India Financials Mid Cap Report: Q3, 2026

SBI Cards & Payment Services Ltd. engages in the business of issuing credit cards to consumers in India. The company is headquartered in New Delhi, Delhi. The company went IPO on 2020-03-16. The firm provides credit card services. The firm operates through a single segment, namely, Credit cards. The company offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The firm also offers value-added payment products and services. The company serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. The company has issued approximately 20 million credit cards.

Key Statistics of SBI Cards and Payment Services Ltd (SBICARD.NS)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

₹624.25₹635.95

Today's Open

₹631.55

Volume

389.20K

P/E Ratio (TTM)

31.96

52 Week Range

₹615.50₹1,027.25

Market Cap

614.12B

Avg. Volume

1.68M

Dividend Yield

0.35%

Financial Metrics & Statements of SBI Cards and Payment Services Ltd (SBICARD.NS)

FAQ's for SBI Cards and Payment Services Ltd (SBICARD.NS)

According to Musaffa’s Shariah screening methodology, SBI Cards and Payment Services Ltd (SBICARD.NS) is currently classified as NOT HALAL as of February 2026. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.