Is Banco Santander SA halal to invest in?

According to Musaffa's Shariah screening methodology, Banco Santander SA (SAN.MC) is currently classified as NOT HALAL as of March 2026. The classification is based on an evaluation of the company's business activities and financial ratios to determine whether it meets Islamic investment guidelines.

Is Banco Santander SA a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes Banco Santander SA using these criteria to determine its compliance status.

Can Muslims buy shares of Banco Santander SA?

Muslim investors may consider investing in Banco Santander SA if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is Banco Santander SA classified as NOT HALAL?

Musaffa determines the Shariah status of Banco Santander SA by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for Banco Santander SA updated?

The Shariah compliance status of Banco Santander SA may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like Banco Santander SA become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of Banco Santander SA?

You can check the latest Shariah compliance status of Banco Santander SA on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

SAN.MC Shariah Compliance

Screening Methodology: AAOIFI

NOT HALAL

Last Updated: March 05, 2026

Report Source: 2025 Annual Report

Analyst's Ratings for Banco Santander SA (SAN.MC)

Based on 29 analysts giving stock ratings to Banco Santander SA in the past 3 months

Strong
SellSellHoldBuyStrong
Buy

Strong Buy

Buy

Hold

Sell

Strong Sell

Banco Santander SA. Stock Analysis SAN.MC

Spain Financials Large Cap Report: 2025 Annual

Banco Santander SA is a banking services company, which engages in the provision of banking services to individuals, companies, and institutions. The company is headquartered in Boadilla Del Monte, Madrid and currently employs 201,304 full-time employees. The Banks segments include Continental Europe, the United Kingdom, Latin America and the United States. The Continental Europe segment covers all businesses in the Continental Europe. The United Kingdom segment includes the businesses developed by various units and branches in the country. The Latin America segment embraces all its financial activities conducted through its banks and subsidiaries in the region. The United States segment includes the Intermediate Holding Company (IHC) and its subsidiaries Santander Bank, Banco Santander Puerto Rico, Santander Consumer USA, Banco Santander International, Santander Investment Securities, and the Santander branch in New York. The firm's commercial model satisfies the needs of all types of customers: individuals with various income levels.

Key Statistics of Banco Santander SA (SAN.MC)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

€9.88€10.17

Today's Open

€10.40

Volume

24.92M

P/E Ratio (TTM)

10.80

52 Week Range

€6.26€11.26

Market Cap

155.92B

Avg. Volume

40.94M

Dividend Yield

Financial Metrics & Statements of Banco Santander SA (SAN.MC)

FAQ's for Banco Santander SA (SAN.MC)

According to Musaffa’s Shariah screening methodology, Banco Santander SA (SAN.MC) is currently classified as NOT HALAL as of March 2026. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.