Philippine Savings Bank. Stock Analysis PSB.PM

Philippine Savings Bank engages in savings and mortgage banking. The Bank offers a range of products and services, such as deposit products, loans, treasury and trust functions that mainly serve the retail and consumer markets. The firm operates through four segments: Consumer Banking, Corporate Banking, Branch Banking and Treasury. Consumer Banking segment principally provides consumer-type loans generated by the Home Office. Corporate Banking segment handles loans and other credit facilities for small and medium enterprises and corporate. Branch Banking segment serves as the Bank’s main customer touch point which offers consumer and corporate banking products. Treasury segment principally handles institutional deposit accounts, providing money market, trading and treasury services, as well as managing the Bank’s funding operations by use of government securities and placements and acceptances with other banks.