PFS Bancorp, Inc. is a holding company that engages in the provision of banking and financial services through its subsidiary. The company is headquartered in Peru, Illinois and currently employs 24 full-time employees. The company went IPO on 2023-10-18. The Bank is a federally chartered mutual savings bank. The Bank is primarily engaged in accepting deposits from the public and investing those deposits, together with funds generated from operations, in one- to-four-family residential mortgage loans secured by properties. The company also offers commercial real estate loans, multifamily mortgage loans, construction and land development loans, commercial loans, home equity loans and lines of credit, and consumer loans. In addition, the Bank offers electronic banking services, including mobile banking, online banking and bill pay, and electronic funds transfer via Zelle. The Bank offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. The Bank also offers financial services, offering an array of investment products and services, including stocks, bonds, mutual funds and insurance products, among others.
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Financial Metrics & Statements of PFS Bancorp Inc (PFSB)
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As of August 2026, PFS Bancorp Inc PFSB is classified as not covered according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes PFS Bancorp Inc using these criteria to determine its compliance status.
Muslim investors may consider investing in PFS Bancorp Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
Musaffa determines the Shariah status of PFS Bancorp Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
The Shariah compliance status of PFS Bancorp Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
You can check the latest Shariah compliance status of PFS Bancorp Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.