Philippine Bank of Communications. Stock Analysis PBC.PM

Philippine Bank of Communications, Inc. engages in the provision of commercial banking services such as deposit products, loans and trade finance, domestic and foreign fund transfers, treasury, foreign exchange, and trust services. Its segments include Branch Banking Group, Corporate Banking Group, Treasury, Consumer Finance, and Trust and Wealth Management. Branch Banking Group handles individual customers deposits and provides overdrafts and fund transfer facilities. Corporate Banking Group manages the relationship with the corporate and institutional clients of the Company with loans and credit facilities as the primary product. Treasury Segment handles the Company’s investments in securities, both local and abroad, as well as placements and acceptances with other banks. Consumer Finance Segment offers the retail client’s credit requirements for the purchase of auto, home and personal loan requirements. Trust and Wealth Management segment functions as the trustee or investment manager for both individual and corporate accounts.