Is OppFi Inc halal to invest in?

As of November 2026, OppFi Inc OPFI is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.

Is OppFi Inc a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes OppFi Inc using these criteria to determine its compliance status.

Can Muslims buy shares of OppFi Inc?

Muslim investors may consider investing in OppFi Inc if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is OppFi Inc classified as NOT HALAL?

Musaffa determines the Shariah status of OppFi Inc by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for OppFi Inc updated?

The Shariah compliance status of OppFi Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like OppFi Inc become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of OppFi Inc?

You can check the latest Shariah compliance status of OppFi Inc on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

Is OppFi Inc Stock Halal?

Shariah Compliance Analysis of OPFI Stock

United States Financials Small Cap

No. As of November 2026, OppFi Inc (OPFI) is classified as NOT HALAL by Musaffa under its AAOIFI-based Shariah screening methodology. OppFi Inc does not pass Musaffa's business and financial screening criteria.

OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 410 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.

OPFI Shariah Compliance

Screening Methodology: AAOIFI

As of November 2026, OppFi Inc is classified as not halal.

NOT HALAL

OppFi Inc (OPFI) Chart

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Financial Metrics & Statements of OppFi Inc (OPFI)

FAQ's for OppFi Inc (OPFI)

As of November 2026, OppFi Inc OPFI is classified as not halal according to Musaffa’s Shariah screening methodology. This classification is based on an assessment of the company’s business activities and financial ratios against Islamic investment guidelines.
A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes OppFi Inc using these criteria to determine its compliance status.
Muslim investors may consider investing in OppFi Inc if it meets Shariah compliance standards. Investors typically review the company’s business activities, debt levels, and non-permissible income before making a decision.
Musaffa determines the Shariah status of OppFi Inc by analyzing whether the company’s core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.
The Shariah compliance status of OppFi Inc may be updated periodically when new financial statements, earnings reports, or business activity information become available.
Yes. A stock that is currently Shariah-compliant may become non-compliant if the company’s financial ratios exceed Shariah thresholds or its business activities change.
You can check the latest Shariah compliance status of OppFi Inc on Musaffa’s stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.