Muthoot Capital Services Ltd. Stock Analysis MUTHOOTCAP.NS

Muthoot Capital Services Ltd. is a non-banking finance company, which engages in the provision of fund and non-fund based financial services. The firm is primarily engaged in the business of financing the purchase of automobiles, mainly two-wheelers and used four wheelers against the hypothecation of the vehicles and granting of personal/ business loans, among others. The Company’s products include two-wheeler loans, used car loans, fixed deposits, and secured business loans, subordinate debts, and loyalty loans. The company offers short-term and long-term deposit plans for fixed deposits. The firm offers fund-based financial services to retail, corporate and institutional customers through the network of branches of Muthoot FinCorp Limited and two-wheeler dealerships. The firm provides secured business loans to entities with a short track record and low asset base which are unable to get finance from commercial banks.