Laxmi India Finance Ltd. Stock Analysis LAXMIINDIA.NS

Laxmi India Finance Ltd. engages in the provision of small business loans and finance services. The company is headquartered in Jaipur, Rajasthan and currently employs 1,434 full-time employees. The company went IPO on 2025-08-05. Its product portfolio includes MSME loans, vehicle loans, construction loans, and other lending products catering to the diverse financial needs of its customers. Its business verticals include MSME Finance, which offers secured loans to MSME customers in the form of loans against property, to support their business operations, expansion and working capital needs; Vehicle Finance provides secured loans to its customers for purchasing used commercial vehicles, used personal vehicles, used tractors, two-wheelers, electric two-wheelers and electric three-wheelers; Construction Loans, which offer secured loans to retail customers for purchasing residential property or constructing, renovating or extending their homes, and Others provides small-ticket unsecured business and personal loans to MSME and retail customers for their working capital requirements and personal use, and wholesale loans to other NBFCs.