First Savings Financial Group Inc. Stock Analysis FSFG

First Savings Financial Group, Inc. operates as a savings and loans holding company for First Savings Bank FSB, a federally chartered savings bank. The company is headquartered in Jeffersonville, Indiana and currently employs 244 full-time employees. The company went IPO on 2008-10-07. The firm's principal business activity is the ownership of the outstanding common stock of the Bank. The Bank is an entrepreneurial community bank and operates about 15 depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank attracts deposits from the general public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multifamily loans, land and land development loans, and consumer loans. The Bank conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area, except as otherwise discussed herein.