Is ESAF Small Finance Bank Limited halal to invest in?

According to Musaffa's Shariah screening methodology, ESAF Small Finance Bank Limited (ESAFSFB.NS) is currently classified as NOT HALAL as of December 2025. The classification is based on an evaluation of the company's business activities and financial ratios to determine whether it meets Islamic investment guidelines.

Is ESAF Small Finance Bank Limited a Shariah-compliant stock?

A stock is Shariah-compliant if the company operates in permissible business activities and meets Islamic financial screening thresholds. Musaffa analyzes ESAF Small Finance Bank Limited using these criteria to determine its compliance status.

Can Muslims buy shares of ESAF Small Finance Bank Limited?

Muslim investors may consider investing in ESAF Small Finance Bank Limited if it meets Shariah compliance standards. Investors typically review the company's business activities, debt levels, and non-permissible income before making a decision.

Why is ESAF Small Finance Bank Limited classified as NOT HALAL?

Musaffa determines the Shariah status of ESAF Small Finance Bank Limited by analyzing whether the company's core business operations are permissible and whether its financial ratios fall within accepted Islamic thresholds.

How often is the Shariah compliance for ESAF Small Finance Bank Limited updated?

The Shariah compliance status of ESAF Small Finance Bank Limited may be updated periodically when new financial statements, earnings reports, or business activity information become available.

Can a halal stock like ESAF Small Finance Bank Limited become non-compliant?

Yes. A stock that is currently Shariah-compliant may become non-compliant if the company's financial ratios exceed Shariah thresholds or its business activities change.

Where can I check the Shariah status of ESAF Small Finance Bank Limited?

You can check the latest Shariah compliance status of ESAF Small Finance Bank Limited on Musaffa's stock page, where screening results and key financial indicators are updated to help Muslim investors make informed decisions.

ESAF Small Finance Bank Limited ESAFSFB.NS

₹29.21 ₹0.93 (3.09%) 1D

Last Updated: May 15, 12:00 AM·NSE

ESAFSFB.NS Shariah Compliance

Screening Methodology: AAOIFI

NOT HALAL

Last Updated: December 24, 2025

Report Source: 2026 2nd Quarter Report

ESAF Small Finance Bank Limited. Stock Analysis ESAFSFB.NS

India Financials Micro Cap Report: Q2, 2026

ESAF Small Finance Bank Ltd. engages in the provision of commercial banking services. The company is headquartered in Thrichur, Kerala. The company went IPO on 2023-11-10. The Bank provides micro, retail, and corporate banking, para-banking activities such as debit cards, third-party financial product distribution, in addition to treasury and permitted foreign exchange business. The firm's segments include treasury, wholesale banking, retail banking, and other banking operations. The treasury segment primarily consists of interest earnings on its investment portfolio, gains or losses on investment operations, and earnings from its foreign exchange business. The wholesale banking segment provides loans to the corporate segment. The retail banking segment provides loans to non-corporate customers. The other banking operations segment includes para-banking activities, such as debit cards, third-party product distribution, and associated costs.

Key Statistics of ESAF Small Finance Bank Limited (ESAFSFB.NS)

Key statistics in the stock market are essential financial indicators that measure a company's performance, valuation, profitability, and risk.

Today's Range

₹29.01₹30.14

Today's Open

₹30.14

Volume

787.21K

P/E Ratio (TTM)

52 Week Range

₹19.78₹36.20

Market Cap

13.66B

Avg. Volume

1.18M

Dividend Yield

Financial Metrics & Statements of ESAF Small Finance Bank Limited (ESAFSFB.NS)

FAQ's for ESAF Small Finance Bank Limited (ESAFSFB.NS)

According to Musaffa’s Shariah screening methodology, ESAF Small Finance Bank Limited (ESAFSFB.NS) is currently classified as NOT HALAL as of December 2025. The classification is based on an evaluation of the company’s business activities and financial ratios to determine whether it meets Islamic investment guidelines.